Strategic Planning for Businesses and Individuals

A winning strategy needs to be well planned… Start Now!

We are the next generation of planners, we do not adhere to outdated planning strategies that have not changed over the last 50 years. We use all current tax laws and strategies such as 162 Leverage Bonus Program that was writen by our own CFO Kenneth P. LaMantia, LUTCF, CLTC and is used with five major life insurance companies. We specialize in Exit Strategies for Medical Practices, Law Firms and Family Owned Businesses.

Exit Strategies

The best exit strategy is the one that fits your small business and personal goals. Do you want to walk away with money? Is continuing your legacy important to you? How about family succession or selling to employees? Planning your exit strategy in advance gives you time to do it right and maximize your returns. – more

Business Continuation

A business continuation plan helps ensure a business can survive and continue to operate despite unforeseen setbacks and disasters. It will protect shareholders, partners, employees, customers, and vendors against a variety of business threats. which includes, but not limited to, the death or disability of an owner or partner; the death or disability of a key employee. – more

162 Leverage Bonus

This strategy can be used for Employee Retention or it can allow a business owner to protect his family’s financial future using life insurance for either the death benefit or living benefits that will allow for financial growth with minimal risk. – more


Supplemental Life Insurance for Retirement Planning, otherwise known as SLIRP, is a strategy that uses a life insurance policy to generate a tax-free income during retirement.  This type of policy has no limits on how much you can contribute; no early withdrawal penalties; and income tax-free death benefits to your beneficiary. – more

Non Qualified Deferred Compensation Programs

A non-qualified deferred compensation plan or agreement simply defers the payment of a portion of the employee’s compensation to a future date. One of the benefits is making sure that the employee will not be required to pay income tax on those deferred amounts until the amounts are actually paid to the employee. – more

Captive Programs

A Captive Insurance Company is an insurance company that primarily insures the risks of businesses which are related to it through common ownership. For example, the owner or a group of businesses can form a wholly owned Captive Insurance Company for the purpose of insuring his related companies. – more